Whether you’re a small-business owner or a large franchisee, the right property and casualty coverages can make a world of difference when it comes to protecting your business. That is why Elevanta partnered with Lockton Affinity, which has been providing tailored insurance for more than 30 years. Lockton Affinity has the experience and resources to help protect your business from every threat, keeping your mind at peace.
Lockton Affinity provides many benefits, including access to multiple insurance carriers to help you find the most competitive quote without sacrificing coverage. Their experience in the franchise industry is one of the key reasons we partnered with them and provides our members with the insurance coverage options that work for them.
Each business is different in size, scope and types of risk, so insurance is never a one-size-fits-all solution. With coverage from co-brokers Elevanta and Lockton Affinity, you receive tailored coverage for you and your business.
Key Coverages
General Liability
Protection from third-party claims for damages for incidents involving bodily injury, personal injury or property damage.
Commercial Property
Protection against most risks to your business’ property, such as fire, theft and weather damage.
Workers’ Compensation
Covers lost wages and medical treatment resulting from employees’ work-related injuries or illnesses.
Lockton Affinity also offers an array of additional coverage, so you can get all your business insurance in one place without the hassle of policies in multiple places. Additional coverages include:
Cyber Liability
Covers loss from hackers or computer viruses, loss or theft of devices that contain records or passwords, and all paper files that might be stolen, mishandled or disposed of improperly.
Commercial Auto
Covers vehicles in the event they incur physical damage or cause physical damage or bodily injury to others.
Employment Practices Liability
Provides protection against employment-related claims that past, current and prospective employees of the company bring against the company, directors and officers, and other employees.
Professional Liability
Covers the cost of certain legal fees and judgments or settlements that you may face because of litigation brought against you for the advice or services you provide.
Alcohol Liability
If your business sells or serves alcohol to a person who then causes injury or damage, liquor liability insurance can pay for legal fees, settlements and medical costs associated with third-party bodily injury, property damage and legal costs.
Umbrella
Provides coverage beyond your basic liability coverage. Once the limits on your primary liability policy have been exhausted, your umbrella liability insurance provides extra coverage.
Whether you already have property and casualty coverage and it’s been a while since you’ve updated your insurance or you are a new business seeking this type of insurance for the first time, contact Elevanta and Lockton Affinity with any questions or for a free quote. Getting the right coverage for two of the largest risks for your business is an important step. The experts at Lockton Affinity will help you find the proper insurance coverage to protect your assets.
Want to learn more or get started now? Contact Emilleigh Eckert, Elevanta Member Services Manager, at 678-439-2208 or emilleighe@elevanta.com, or visit www.elevanta.locktonaffinity.com to inquire online.